Fun to see a little action on here!
I got in a wreck last month. Ran a light under a highway and got T-boned by a sedan. The initial estimate to fix my truck is a couple of thousand away from totaling it. I REALLY hope they do.
The wife and I are talking about selling her car and getting something like a used Lincon Navigator to use as the big family vehicle and tow pig. I would find something cheap (preferably with a stick shift) to use around town. I don't drive much anymore with my work-from-home job, so we can go down to one vehicle pretty easily. Also, have my dad's Bronco sport available to drive almost any time.