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Penguin4x4

SSA Regular
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Everything posted by Penguin4x4

  1. you know if I park my car in the commuter lot at 10:40 on the nose, I mean on the lot, parked, me out of the car, bag in hand at 10:40, I shouldn't be 15 god damn minutes late to my fucking 11:00AM class
  2. Doing finance homework is depressing
  3. np: Pharcyde - Passin' Me By ole school yo
  4. crossfire looks like a set of cock n balls on wheels
  5. Prison bus is putting it lightly, yeeeeeesh
  6. so, if you put 50,000 down payment (20%) and a 15 year mortgage PMT = 200,000 / [(1-((1.00708333)^-180)/.00708333] Payment = $1969.48 50,000 down payment + (1969.48 * 12 * 1.00708333 * 15) = 407,157.20 total investment?
  7. is it nerdy of me to keep reanalyzing the problem like this?
  8. true
  9. basically get a 15 year mortgage, or buy the property outright in one fell swoop
  10. cool also fuck banks god damnit thats a shit load of ass reaming
  11. Big down payments are nice things Wow, you mean my math was right?
  12. Next gen Escalade is going Lambda
  13. Alright, so $250,000 home 30 year mortgage 8.5% APR PMT = PVA / [(1-((1.00708333)^-360)/.00708333] Payments = $1,922.28 per month therefore 1922.28 * 12 * 1.00708333 * 30 = 696821.10 So, after the thirty years you essentially pay the bank $696,821.10 for a $250,000 piece of property? (No, not buying a house, Finance Homework)
  14. Tom Brady = Fucking Owned
  15. Digital Audio Player
  16. and yes I am an old fogey for using a transistor radio instead of a DAP can't beat it for 5 bucks
  17. finally got around to replacing my pocket size transistor radio. *insert completely obvious Radio reference here*
  18. Public Service Announcement: If you're going to tint your taillights, please do not make them solid black. Especially if you frequent US59 at night. Damn near sent that prick to the promised land, fucker...
  19. Mata ne! yasashiku onegaishimasu, goshujin-sama
  20. spicy pork cutlets, cheesy rice and beans, nom
  21. judging from the way they're talking their combined IQ is probably about the same as mine
  22. A pack of wild Amazons just pulled into the parking lot of my apartment complex
  23. I loves me some orange peel chicken made by a real chinese chef damn good rice as well
  24. which is why I stocked up early

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