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///M5

SSA Tech Team
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Everything posted by ///M5

  1. ///M5 replied to mrray13's topic in Off Topic
    And don't ever, ever, ever get more than 48 months on a loan. Realistically 36 months is what you should look at but that would put you at $1791. Yes, I realize that a loan might not be in your cards but whether you spend it up front or you spend it over time it is still the same money. At 5% the interest is on average $1500 a year so it isn't that much of it anyways. The opportunity cost is what will burn you. Realize that the $60k you have into the Caddy (plus maintenance) will only be worth $25k after 3 years and on a four year loan that doesn't mean you will get much back when you sell. If you want a nice car, get an older one as a second car that doesn't depreciate and an efficient daily driver. First and foremost get a house that will grow with you both in location as well as financially.
  2. ///M5 replied to mrray13's topic in Off Topic
    No worries. Think of it this way. A 48 month payment on a car loan for $60k (not even enough to cover a $55k car once you add tax/lic/gas/lux) at 5% (really low) is: $1375/mo + insurance + gas $1375/month buys you a $200k house...leaving you the choice of having a crappy car and a $400k house if you play yourself smart in this.
  3. ///M5 replied to mrray13's topic in Off Topic
    New cars really, really don't make sense. Caddies in particular are notorious for losing 30%+ of their value in less than a year. I know I sure the hell can't afford to piss away more than $16k in a year. At newest I'd buy a 2 yr old vehicle and really think twice about spending a lot right now. Buy yourself a house first, it is a MUCH better decision economically for you. Just to give you some insight, I bought my first house when I was 22. It nearly tripled in value in 7 years. I have never had a car appreciate although I have had a feww that haven't depreciated.
  4. August is a ways away. I'd love to hear what you think of them though.
  5. ///M5 replied to mrray13's topic in Off Topic
    I feel that way regularly.
  6. ///M5 replied to mrray13's topic in Off Topic
    Overtime
  7. I'm with Jim on this one. Even if there were differences you won't hear them in your car.
  8. ///M5 replied to mrray13's topic in Off Topic
    especially if by shitty you mean ones with crappy dry traction
  9. ///M5 replied to mrray13's topic in Off Topic
    May have something to do with the French, Asian and German tire groups coming to America? Mostly actually from the further development of modelling & testing tools.
  10. ///M5 replied to mrray13's topic in Off Topic
    TOP
  11. ///M5 replied to mrray13's topic in Off Topic
    I haven't. What application and price range? For a car in the 280-340 price range I suppose. My mom got them for me... Hope there descent. She said the cars rides 10x better, but I hate shitty tires that don't last Federal, Douglas, General AmeriStar, horrible tires Even crap tires today are 100% better than good ones 15 years ago. Of course, the manufacturing date and sold date could be very different things.
  12. ///M5 replied to mrray13's topic in Off Topic
    should have said can't
  13. ///M5 replied to mrray13's topic in Off Topic
    That car won't eat tires even if you drive it like an idiot.
  14. ///M5 replied to mrray13's topic in Off Topic
    yes
  15. ///M5 replied to mrray13's topic in Off Topic
    Make sure you have your neck looked at
  16. I am not sure what to blame, but there is something wrong.
  17. ///M5 replied to mrray13's topic in Off Topic
    Didn't even make the news, I had to search.
  18. ///M5 replied to mrray13's topic in Off Topic
    sure did man, it's bad. Holy Fack is about how I feel about that. How the hell did she manage to knock your dash off?
  19. ///M5 replied to mrray13's topic in Off Topic
    your avatar makes me forget as well...actually it has been my fantasy football avatar for the past 2 years
  20. Perhaps some sort of L-pad as well...unless you are biamping with adjustable gains. Have you listened to just the tweeter with the cap alone and the CA alone? It will give you some insight as what else to address besides just the slope.
  21. I love the idea, but have no experience with them. Buy one and try it out. Please!
  22. I use 0dB for gains which includes blending. I have a cd with a lot of different tones. Using anything less than 0dB just eats your headroom
  23. ///M5 replied to mrray13's topic in Off Topic
    lol, Merc means something completely different to me "wtf, he wouldn't want a lead sled" Indeed, I have taken to some European terminology in cars though.
  24. ///M5 replied to mrray13's topic in Off Topic
    Then you would need to beat her.
  25. Where is the HDS crossed?

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