Yes and Yes, That is the plan for the next house, but for now the mortage hits my account like a sledge hammer every month ($1781 IIRC). I feel for ya big fella. Well, I have a few years to be prepared for the next house. When Arthur is in 5th grade is when we will start looking again. Why 5th grade? Schools, the elementary school is so good here that I don't have to fork it up for private, but once he is out, I need to move closer to a private school or to the best public in the county. It is strange for me, because I come from a part of MD where it is almost all old money, and there are private schools everywhere, along with very good public schools. Now that I am much farther out away from the city things are a little different, but we moved here because of the great location and good house near my job and near the best elementary school.